supply chain finance is increasingly regarded as one of the important ways to alleviate the financing difficulties of micro, small and medium-sized enterprises, especially in the context of the current resumption of production, can increase the financial supply, open up the supply chain and financial chain. therefore, financial supervision, the people's bank of qingdao city center branch, qingdao silver protects inspect bureau, qingdao securities regulatory bureau and other departments recently jointly issued "on guidance to promote the development of the city's financial supply chain", according to the opinion, zhuhai will through all kinds of market main body use of financial technology, innovation and development of supply chain finance, improve the supply chain financial institutions formats, enhance the level of supply chain finance services, use of 3 to 5 years time, the basic form the market mechanism perfect, support the real accurate, science and technology outstanding characteristics, development environment is good, a strong sense of risk prevention and control of supply chain of leading domestic financial system.
the guidelines plan the "path" for the development of supply chain finance in zhuhai from the aspects of promoting the innovative development of various market entities, improving the market mechanism conducive to the development of supply chain finance, and strengthening the risk prevention and management of supply chain finance. our city will support the professional operation of supply chain financial institutions. we will guide financial institutions to use the internet, big data and other technologies to improve the construction of risk control systems, establish specialized supply chain financial products, risk control, assessment and other institutional support systems, and develop information systems suitable for the financing characteristics of supply chain enterprises. we will encourage banking financial institutions to initiate the establishment of supply chain finance franchises, business units or featured branches, strengthen their capacity to provide supply chain finance services, and channel more credit resources to small and micro enterprises in the upstream and downstream of the core enterprises of the supply chain. insurance institutions are encouraged to carry out credit guarantee insurance in supply chain financing. we will encourage financial institutions to develop innovative financial products to leverage assets such as accounts receivable and inventory, and support small and micro businesses in developing accounts receivable and inventory assets securitization. we will encourage small and micro enterprises to conduct online trading of supply chain financial assets through the financial trading market in accordance with the law, accelerate the flow of supply chain financial assets, and improve the liquidity of assets.
in terms of improving the market mechanism conducive to the development of supply chain finance, the city will promote the interconnection of financial service platforms. we will promote connectivity among various financing service platforms and information support platforms, and improve the mechanism for coordinated transport. actively support the development of supply chain finance supporting service specification, relying on the banking institutions, venture capital venture capital institutions, wealth products trading center, trading center financial assets, financial leasing institutions, commercial factoring institutions, financing guarantee institutions, folk financing registration services, etc., for financial innovation, information sharing of supply chain, non-standard asset trading platform and path, improve the efficiency of non-standard asset turnover, enhance small micro enterprise asset liquidity.
in order to create a good ecological environment for the development of supply chain finance, our city will promote the application of fintech in the field of supply chain finance. encourage financial institutions to provide financial services of supply chain process, the use of big data, artificial intelligence, chain blocks, such as the internet of things technology, in information mining, credit evaluation, trading, risk monitoring and early warning to realize automatic and intelligent, improve the level of science and technology content, and facilitation of supply chain financial service and security, improving the capacity of supply chain finance service for the small micro enterprise. we will encourage core enterprises in the supply chain and trading venues for bulk commodities to build financing warehouses, use internet of things, intelligent monitoring and other technologies to ensure the consistency of orders and goods, and lay a risk control foundation for financial institutions to carry out innovative businesses such as warehouse receipt and pledge financing.
in order to strengthen the risk prevention and management of supply chain finance, our city will strengthen the industry self-discipline management. support supply chain financial industry self-regulatory organizations formulate a plan to carry out the self-discipline management measures, and organize the collection industry forces set up supply chain financial risk prevention and control system, the formation of supply chain operation regulation of the financial sector and risk control principles, guides the member unit of the compliance risk management, control, communication, strengthen the industry to promote the steady and healthy development of financial markets in zhuhai.
supply chain finance, refers to the commercial banks, insurance companies, commercial factoring companies, financing guarantee institutions, small loans by financial institutions, such as with the core enterprise, third parties, such as cooperation, starting from the overall supply chain structure and credit, using the way of financing, financial technology and control risk, for micro, small and medium enterprises in the supply chain mainly focuses on the financing provided by the integrated financial services.
source: sina news